If your wages are being garnished for overdue child support, you may feel like your financial situation is uncontrollable.  Since child support agencies are able to take 50-65% of your paycheck, you can be left with not much to survive and keep your family afloat. Parents may sometimes be concerned about the stigma attached to wage garnishments. However, the law protects employees from unfair discrimination due to wage garnishments. An employer cannot terminate an employee’s employment due to wage garnishments, nor can an employer withhold more than the state’s maximum allowable amount.

When it comes to child support, the bottom line is this: It must be paid. Prior to having wages garnished, parents should try to work with the courts or each other to come up with a manageable payment arrangement.  There is sadly no way out of your child support, but there is a way to catch up your payments and get the garnishment off your paycheck. A Missouri Chapter 13 bankruptcy can stop your wage garnishment, allow you to catch up your back child support payments with a repayment plan, and help you get back on your feet.

Child support is deemed family support and it is vital you remain paying on this obligation. Luckily, a St. Louis bankruptcy attorney can aid you to become current and remain making your payments by assisting you as you get control on the balance of your debt.

The best move to make now is to learn about your options. Before you speak to an attorney, debt collectors or sign any forms, you need to request a free copy of my Missouri bankruptcy book, “Get Out of Debt: Secrets Your Creditors Don’t Want You to Know,” to learn how much bankruptcy can really do for you.

After your Virginia divorce, you will likely want to approach life with a fresh new attitude. Many times, a new look is part of a new life, so you might want to consider a makeover, even if dating after divorce isn’t on your radar just yet. 

Whether we like it or not, people judge us by our appearance. You shouldn’t allow society’s stereotypes and biases guide your self-esteem, but you should, if possible, make the most of what you have so that you can look and feel confident and successful: 

• start with a spa treatment that allows you to relax and unwind while getting skin treatments, manicures or pedicures;
• get a haircut that suits your face shape and hair type;
• invest in some well-fitting clothes and/or cool accessories; and
• purchase new skin care products and cosmetics that suit your age, skin type and coloring. 

Money can be tight following a divorce, but a makeover doesn’t have to be expensive. You don’t have to change everything at once. Sometimes, just one significant change, or a few small ones, can be enough to leave you feeling beautiful and inspired. 

So, whether you’re planning on dating after divorce, starting a new career, or just shedding the skin of your old life, a makeover can be a great move. 

Contacting a Virginia Divorce Attorney 

The decision to file for divorce usually comes at the end of a long and painful journey. In addition to the emotional turmoil involved, there’s also a lot of fear and uncertainty about what the future holds. Concerns about children, mortgages, and even just paying the bills or buying groceries can easily become overwhelming. 

A Virginia divorce attorney at Hofheimer/Ferrebee can examine the specifics of your case to help you decide how much support to ask for, what child custody arrangement will work best for you and your children, and how to fairly divide your marital assets. Request a FREE copy of our divorce book for women in Virginia, or reserve your seat at our monthly divorce seminar – 757-425-5200.

After divorce in Virginia, you’re going to face many changes in your life. You’ve worked out the legal side of the process with your Virginia divorce attorney, and you’re dealing with shifts in home and finances as well.  This might seem overwhelming, but many women find that in the long run, the changes that come with divorce are positive. 

Finding your authentic self is one way to manage the transition from married to single life. Your authentic self is the person you are who is not defined by your role or your responsibilities. 

There are some useful strategies to help you find your authentic self. 

• Pursue your talents. Do you like to paint, make crafts, do web design, play a sport? If you have talents and hobbies that you have left on the shelf, it might be a good idea to give them another look.  
• Keep a journal. Journaling can help you process your feelings, track your progress and give you key insights to what you want and who you are. 
• Meditate. Meditation can be useful for finding your authentic self because it helps quiet busy inner thoughts. It doesn’t have to be anything fancy; just several minutes of scheduled quiet time can be helpful. 
• Consider therapy and/or support groups. Sometimes, you need a little inspiration from friends or guidance from a professional to find your authentic self after divorce in Virginia. 

Living a full life after divorce is possible. Just keep your options open and maintain a positive outlook. 

Contacting a Virginia Divorce Attorney 

The decision to file for divorce usually comes at the end of a long and painful journey. In addition to the emotional turmoil involved, there’s also a lot of fear and uncertainty about what the future holds. Concerns about children, mortgages, and even just paying the bills or buying groceries can easily become overwhelming. 

A Virginia divorce attorney at Hofheimer/Ferrebee can examine the specifics of your case to help you decide how much support to ask for, what child custody arrangement will work best for you and your children, and how to fairly divide your marital assets. Request a FREE copy of our divorce book for women in Virginia, or reserve your seat at our monthly divorce seminar – 757-425-5200.

Parenting after divorce requires patience, creativity, and perseverance. Having a good Virginia child custody arrangement can help ease some of the stress of divorce on you and your child, but you will still likely face a few challenges on the home front. 

It’s not unusual for a child to act out following their parents’ divorce. Kids can feel scared, anxious, angry and confused by all the changes happening around them, and some respond to these feelings by exhibiting difficult behavior. 

Sometimes, older children and teens might direct their anger toward their parents. This can be especially difficult for you when you are already going through a rough break-up and dealing with all the upheaval in your life and home. 

When parenting after divorce, it’s important to understand and recognize that your child’s feelings are normal. That way, you won’t take the anger and accusations too personally and you’ll be able to provide your child with comfort and direction. 

Kids just want to know that they are safe and loved and that things will turn out OK. It’s important to communicate with and reassure your child, and if necessary, to seek counseling for your child as well. 

The changes that come with divorce, particularly Virginia child custody arrangements, can take some adjusting. With time and support, your child can adapt to and thrive with the new parenting plan. 

Contacting a Virginia Divorce Attorney 

Our Virginia divorce attorneys care about your rights, the welfare and happiness of your children, and your financial security. Let us use our unique experience to help you focus on your goals for the future and your family. To learn more about Virginia divorce, request a FREE copy of our divorce book for women in Virginia, or reserve your seat at our monthly divorce seminar – 757-425-5200.

Getting divorced in Virginia requires thought and preparation. Speak with a Norfolk divorce attorney about your options, and take some other practical steps toward your goal. It’s wise to get some things in order before ending your marriage, so that you can be ready for your post-divorce life. 

• Get your own credit card, checking account and savings account. Having these things in your name will help you separate your finances from your husband’s and get you on the road to financial independence.  
• Be sure your kids are covered. If your kids have been covered by your soon-to-be-ex’s health insurance plan, they may likely be able to stay covered after your divorce. Many insurance policies have provisions allowing a court to order that the children stay on a plan.  
• Get your documents in order. Your Norfolk divorce attorney will need quite a bit of paperwork from you in order to get your case together. Keep your papers in folders and binders so that they stay organized and don’t get lost.  
• Make an educated decision about the marital home. Many people facing divorce hope to be awarded the marital home, but not all take the time to calculate the costs of keeping and maintaining the house. It’s best to sit down and figure out what it would cost you before proceeding. 

It’s wise to seek the counsel of a lawyer when dealing with the financial portion of your divorce. Your attorney can advise you along the way and help make sure your rights are recognized. 

Contacting a Norfolk Divorce Attorney 

Our divorce attorneys care about your rights, the welfare and happiness of your children, and your financial security. Let us use our unique experience to help you focus on your goals for the future and your family if you’re getting divorced in Virginia. To learn more about Virginia divorce, request a FREE copy of our divorce book for women in Virginia, or reserve your seat at our monthly divorce seminar – 757-425-5200.

Many people today are dealing with the social effects of divorce. If you’re getting divorced in Virginia you may find information about divorce statistics useful should you ever consider another relationship.

Many young people today are feeling reluctant to take the plunge. That’s understandable considering how prevalent divorce has become in the past several years. A good portion of young people today have experienced their own parents’ divorces and can attest to the fact that marriage isn’t like the fairy tales they were read as a child. (more…)

If you’re facing a divorce in Virginia and you own a pet, you may have questions about pets and divorce. Which one of you will get to keep your pet? How does a court decide?

This can be a very emotional issue for many couples. Pets can bring so much joy and enrichment to our lives, it can be difficult to imagine having to share them or let them go.

It’s not easy for some pet owners to learn the courts view pets in terms of property. Like other items, they’ll be divided in a “fair and equitable” manner between the couple. Of course, because animals aren’t furniture or money but living things, the court may also take into consideration things like which party can better provide for the needs of the pet. (more…)

Starting over after divorce isn’t always easy. It’s likely that your Virginia divorce changed a lot of things in your life: your social circle, your financial situation, and possibly your outlook on life.

It’s common for a person’s confidence and health to be affected by divorce. It’s an emotional roller coaster that can leave you questioning yourself and making lifestyle choices you wouldn’t have otherwise.

For example, many people resort to eating too much or too little when they’re feeling down. To fix this, commit to making some simple, yet effective, changes to your diet like: (more…)

There are often financial challenges for women facing later life divorce in Virginia. If you’re going through a divorce, it’s smart to plan ahead and prepare so that you can recover financially and get on with your life when your marriage is over.

Below are 5 tips to get back on your feet after divorce: (more…)

Any Virginia Beach divorce attorney will tell you that finances are a large part of a divorce. There are matters such as child support and spousal support, as well as the fair and equitable distribution of property.

As you’re going through the process of ending your marriage, you’ll need to become familiar with all the financial records that are relevant to divorce in Virginia.

All of us leave a paper trail as we earn and save money, purchase insurance, and acquire assets, and accrue debt. All this documentation can be very helpful to you during this difficult time of your life. (more…)