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	<title>American Lawyer Academy &#187; Nancy Cavey</title>
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	<link>http://www.americanlawyeracademy.com</link>
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		<title>Social Security Disability Statistics</title>
		<link>http://www.americanlawyeracademy.com/social-security-disability-statistics?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=social-security-disability-statistics</link>
		<comments>http://www.americanlawyeracademy.com/social-security-disability-statistics#comments</comments>
		<pubDate>Mon, 04 Jul 2011 05:00:01 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[social security disability statistics]]></category>

		<guid isPermaLink="false">http://www.americanlawyeracademy.com/?p=1988</guid>
		<description><![CDATA[Social Security Disability statistics show that having attorney representation improves your chances of getting your Social Security Disability benefits.]]></description>
			<content:encoded><![CDATA[<p>Social Security Disability statistics show that having attorney representation improves your chances of getting your Social Security Disability benefits. The four things are:</p>
<p>1.	Thinking that you can’t afford an attorney. Attorney’s fees’ are set by the Social Security law and if Social Security Disability benefits are awarded, your attorneys pay 25% (up to a maximum of $6,000 of the past due benefits). If your Social Security Disability claim is denied, you don’t owe your lawyer a fee.</p>
<p>2.	Having a Social Security Disability attorney increases your chances of getting your benefits. You are not required to have a Social Security Disability attorney represent you but Social Security statistics do show that claims that are represented by counsel win more frequently that those that choose to represent themselves. <span id="more-1988"></span></p>
<p>3.	Hire a lawyer before your hearing.  The best time to hire a Social Security Disability lawyer is after your initial application is filed. You will have 50 days in which to file what is called a request for reconsideration and while most people are denied again at the second stage, you should have an attorney assist you in developing a request for hearing, developing the necessary medical and vocational evidence and preparing your for a hearing before an Administrative Law Judge who will ultimately decide whether or not you are entitled to benefits. </p>
<p>4.	Hiring an experienced Social Security Disability attorney is important. Did you know that the lifetime value of an average Social Security Disability claims is over $100,000? Would you put that kind of money at risk by representing yourself? </p>
<p>Having an experience Social Security Disability  attorney can make the difference in receiving your benefits or going without.</p>

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		<title>Breast Cancer and Your Claim for Long Term Disability Benefits</title>
		<link>http://www.americanlawyeracademy.com/breast-cancer-disability-benefits?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=breast-cancer-disability-benefits</link>
		<comments>http://www.americanlawyeracademy.com/breast-cancer-disability-benefits#comments</comments>
		<pubDate>Thu, 20 Jan 2011 17:05:07 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.americanlawyeracademy.com/?p=1508</guid>
		<description><![CDATA[Almost one in eight women suffer from breast cancer and that diagnosis can be devastating. If you have a long term disability benefit policy, you may be entitled to long term disability benefits as a result of breast cancer. ]]></description>
			<content:encoded><![CDATA[<p>Almost one in eight women suffer from breast cancer and that diagnosis can be devastating. If you have a <a href="http://www.caveylaw.com/practice-areas/long-term-disability-erisa-and-private-disability-insurance-claims"  target="_blank">long term disability</a> benefit policy, you may be entitled to long term disability benefits as a result of breast cancer. </p>
<p>There is no doubt that you are going to be overwhelmed by a diagnosis and treatment, but you shouldn’t forget to apply for short term disability benefits for breast cancer so that you have income while you are getting treatment. </p>
<p>As your treatment progresses, you may also become eligible for long term disability benefits. Unfortunately, many long term disability carriers discount the impact of surgery, radiation, and side effects of medication in evaluating your rights to long term disability benefits as a result of breast cancer. <span id="more-1508"></span></p>
<p>Working with a long term disability attorney who specializes in short and long term disability benefits for breast cancer is crucial. </p>
<p>Your attention needs to be on recovery and not dealing with the endless short and long term disability applications, requests for information and calls from the disability insurance company regarding your claim. </p>
<p>If you have a short or long term disability benefit policy and have been diagnosed with breast cancer, contact Nancy Cavey who specializes in assisting women who have diagnosed with breast cancer and securing their Social Security Disability and long term disability benefits.</p>

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		<title>Many Long Term Disability Policies Require that You Apply for Social Security Disability Benefits</title>
		<link>http://www.americanlawyeracademy.com/many-long-term-disability-policies-require-that-you-apply-for-social-security-disability-benefits?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=many-long-term-disability-policies-require-that-you-apply-for-social-security-disability-benefits</link>
		<comments>http://www.americanlawyeracademy.com/many-long-term-disability-policies-require-that-you-apply-for-social-security-disability-benefits#comments</comments>
		<pubDate>Wed, 25 Nov 2009 19:43:48 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Disability Law]]></category>
		<category><![CDATA[carrier]]></category>
		<category><![CDATA[eligibility]]></category>
		<category><![CDATA[Florida Long Term Disability Lawyer]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[policies]]></category>
		<category><![CDATA[social security disability benefits]]></category>

		<guid isPermaLink="false">http://www.americanlawyeracademy.com/?p=134</guid>
		<description><![CDATA[Many carriers will offer you assistance of a third party vendor such as Alsup or essentially assist you in receiving Social Security Disability benefits. Unfortunately, it is not uncommon for companies like these to try to get you to do Social Security Disability claims based on the wrong condition or a condition that limited coverage [...]]]></description>
			<content:encoded><![CDATA[<p>Many carriers will offer you assistance of a third party vendor such as Alsup or essentially assist you in receiving Social Security Disability benefits.</p>
<p>Unfortunately, it is not uncommon for companies like these to try to get you to do Social Security Disability claims based on the wrong condition or a condition that limited coverage under you Long Term Disability policy. However, one of the most important benefits of applying for and receiving Social Security Disability benefits is Medicare eligibility. Not matter how old you are, when the Social Security Administration awards you Social Security Disability benefits, you automatically become eligible for Medicare coverage 24 months after you are found entitled to Social Security Disability benefits. Medicare is federally funded health insurance program for people age 65 and older. However, it also covers those with disabilities.</p>
<p>Many people make the mistake of accepting the assistance of the Social Security vendor recommended by a Long Term Disability carrier. That&#8217;s a mistake! Lawyers such as Nancy Cavey handle both the Social Security Disability aspect and the Long Term Disability aspect of your case; in which you would have one person develop the medical and vocational evidence that will help you get both the Social Security and Long Term Disability benefits you need.</p>
<p>The process of applying for Social Security and Long Term Disability benefits can be time consuming and exhausting, Nancy Cavey has co-authored the consumer guide &#8220;<a href="http://www.caveylaw.com/getSSNbook.cfm"  target="_blank">Your Rights to Social Security Disability Benefits</a>,&#8221; and &#8220;<a href="http://www.caveylaw.com/getSSNbook.cfm"  target="_blank">Robbed of Your Peace of Mind</a>.&#8221;</p>
<p>If you have questions about your rights to Social Security Disability benefits, your Long Term Disability claim and the receipt of Medicare, you can receive a free evaluation and the answers to your questions by contacting Nancy Cavey, a <a href="www.caveylaw.com" target="_blank">Florida Long Term disability Lawyer</a>.</p>

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		<title>Long Term Disability Denials Based On Vocational Opinions</title>
		<link>http://www.americanlawyeracademy.com/long-term-disability-denials-based-on-vocational-opinions?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=long-term-disability-denials-based-on-vocational-opinions</link>
		<comments>http://www.americanlawyeracademy.com/long-term-disability-denials-based-on-vocational-opinions#comments</comments>
		<pubDate>Wed, 25 Nov 2009 17:05:01 +0000</pubDate>
		<dc:creator>Nancy Cavey</dc:creator>
				<category><![CDATA[Disability Law]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[carriers]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[denial]]></category>
		<category><![CDATA[disability claims]]></category>
		<category><![CDATA[florida]]></category>
		<category><![CDATA[long term disability]]></category>
		<category><![CDATA[long term disability lawyer]]></category>
		<category><![CDATA[vocational opinions]]></category>

		<guid isPermaLink="false">http://www.americanlawyeracademy.com/?p=137</guid>
		<description><![CDATA[In determining whether you are entitled to Long Term Disability benefits, the Long Term Disability carrier must determine whether or not your diagnosis and disability prevent you from doing your own occupation during the first twenty four months of your disability and any occupation thereafter. Long Term Disability carriers routinely use vocational rehabilitation counselors to [...]]]></description>
			<content:encoded><![CDATA[<p>In determining whether you are entitled to Long Term Disability benefits, the Long Term Disability carrier must determine whether or not your diagnosis and disability prevent you from doing your own occupation during the first twenty four months of your disability and any occupation thereafter.</p>
<p>Long Term Disability carriers routinely use vocational rehabilitation counselors to review disability claims to determine whether or not you can do your former work or any work in the national economy. Unfortunately, vocational rehabilitation counselors hired by the Long Term Disability carriers make a number of mistakes. First, they will use the Residual Functional Capacity forms completed by the carrier&#8217;s doctors, which will most likely say that you can do at least sedentary work. The vocational rehabilitation counselor will rarely consider the opinion of your doctor about your abilities.</p>
<p>Secondly, they will determine that you have certain transferable skills based on the kinds of work you have done in the past that would make you able to engage in your current job or some job in the national economy.</p>
<p>Thirdly, vocational counselors will perform what is called a labor market survey, which will allegedly document that there are jobs available in the open market based on your age, education and transferable skills. However, labor market surveys don&#8217;t deal with reality. There might be jobs available but is there a job you can in fact obtain?</p>
<p>Vocational rehabilitation counselors never address these issues and when Nancy Cavey, Long Term Disability denied attorney, asks for this material, it&#8217;s never supplied.</p>
<p>If your Long Term Disability claim has been denied based on a vocational opinion, you need the services of an experienced <a href="www.caveylaw.com" target="_blank">Long Term Disability attorney like Nancy Cavey</a>.  Ms. Cavey, who is well versed in transferable skills analysis and labor market surveys will obtain and review your Long Term Disability file and secure the services of a vocational evaluator who will give an honest opinion about your ability to do your former job or any work in the national economy.</p>

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