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	<title>American Lawyer Academy &#187; Jim Parrish</title>
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		<title>One in three drivers driving dangerously drowsy &#124; Northern Virginia Car Accident Attorney</title>
		<link>http://www.americanlawyeracademy.com/one-in-three-drivers-driving-dangerously-drowsy?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=one-in-three-drivers-driving-dangerously-drowsy</link>
		<comments>http://www.americanlawyeracademy.com/one-in-three-drivers-driving-dangerously-drowsy#comments</comments>
		<pubDate>Thu, 19 Jan 2012 16:45:38 +0000</pubDate>
		<dc:creator>Jim Parrish</dc:creator>
				<category><![CDATA[Auto Accidents]]></category>
		<category><![CDATA[Car Accidents]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[northern virginia]]></category>

		<guid isPermaLink="false">http://www.americanlawyeracademy.com/?p=2525</guid>
		<description><![CDATA[Are you the one out of three drivers that are driving dangerously drowsy?  Drowsy driving has reached epidemic levels and is believed to be the cause of one in six traffic fatalities.]]></description>
			<content:encoded><![CDATA[<p>Are you the one out of three drivers that are driving dangerously drowsy?  Drowsy driving has reached epidemic levels and is believed to be the cause of one in six traffic fatalities.</p>
<p>According to a AAA Foundation survey, it was found that although 96% of Americans believed that it is not a good idea to drive while drowsy, a third of us still do it. </p>
<p>&#8220;People know that they shouldn’t text or drink when they drive, and that’s great.  However, many don&#8217;t realize that driving while drowsy is also very dangerous. If you’re so tired that you can hardly keep your eyes open, you could fall asleep for just a few seconds and not realize it. If that happens at 65 miles an hour, you could drive the length of a football field in an unconscious state.&#8221; &#8211; David Cloud, CEO of the National Sleep Foundation</p>
<p>You can actually reach the point of drowsiness that you can slip into microsleep for up to four seconds and not even be aware that it is happening.    Also, you can equate the impairment of a drowsy driver to a drunk driver.  In fact, once a person has been up for 20 hours straight, they have reached the same impairment levels as someone that has a blood alcohol concentration (BAC) of 0.08 percent which is the legal limit for drunk driving.</p>
<p>If you find it difficult to keep your eyes open, missing street signs or traffic signals, blacking out, or even can&#8217;t remember the last few miles of your trip, this means you have reached your limit and need to rest.  Loud music and lots of caffeine really are not going to help if your body and mind are just too exhausted to continue.</p>
<p>If you or a loved one has been injured in a car accident in the Northern Virginia area, order this <a href="http://www.theparrishlawfirm.com/reports/what-the-insurance-companies-dont-want-you-to-know.cfm"  target="_blank">Free consumer guide for accident victims in Virginia.</a> It&#8217;s packed with useful information the insurance companies don&#8217;t want you to know. If you have questions about your case, <a href="http://www.theparrishlawfirm.com/contact.cfm"  target="_blank">contact The Parrish Law Firm</a> today for a FREE evaluation at (571) 229-1800.</p>

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		<title>Things to consider before taking a lawsuit advance or loan against your personal injury case.</title>
		<link>http://www.americanlawyeracademy.com/things-to-consider-before-taking-a-lawsuit-advance-or-loan-against-your-personal-injury-case?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=things-to-consider-before-taking-a-lawsuit-advance-or-loan-against-your-personal-injury-case</link>
		<comments>http://www.americanlawyeracademy.com/things-to-consider-before-taking-a-lawsuit-advance-or-loan-against-your-personal-injury-case#comments</comments>
		<pubDate>Tue, 10 Jan 2012 21:59:55 +0000</pubDate>
		<dc:creator>Jim Parrish</dc:creator>
				<category><![CDATA[Personal Injury]]></category>
		<category><![CDATA[advance]]></category>
		<category><![CDATA[claim]]></category>
		<category><![CDATA[injury]]></category>
		<category><![CDATA[lawsuit]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://www.americanlawyeracademy.com/?p=2493</guid>
		<description><![CDATA[You've been hurt in a car accident, not been able to work for months, and the bills are piling up.  The insurance company is using every stall tactic in the book, your lawsuit will not go to court for months, and you need money now.  You look for solutions and happen to see an ad for a lawsuit loan on television offering financial salvation.  You make a rash decision and proceed with accepting a lawsuit loan against your potential personal injury settlement. But later when your case settles, you find out this advance ate up your entire settlement after high interest rates, fees, and confusing terms.  Was it really worth it?]]></description>
			<content:encoded><![CDATA[<p>You&#8217;ve been hurt in a <a href="http://www.theparrishlawfirm.com/practice_areas/northern-virginia-auto-accident-lawyer-automobile-accident-attorney.cfm"  target="_blank">car accident</a>, not been able to work for months, and the bills are piling up.  The insurance company is using every stall tactic in the book, your lawsuit will not go to court for months, and you need money now.  You look for solutions and happen to see an ad for a lawsuit loan on television offering financial salvation.  You make a rash decision and proceed with accepting a lawsuit loan against your potential personal injury settlement. But later when your case settles, you find out this advance ate up your entire settlement after high interest rates, fees, and confusing terms.  Was it really worth it?</p>
<p>What exactly is a lawsuit loan or lawsuit advance?  If you have a <a href="http://www.theparrishlawfirm.com/"  target="_blank">personal injury claim</a> or pending lawsuit, you can get an advance or loan pending the outcome of your case.   Companies offering this service are referred to as a lawsuit loan, lawsuit advance, or lawsuit funding company.   You can get money within hours or days to an amount that is a percentage of the value of your personal injury claim.   In most cases, there would be no to very little upfront fees as a lien is place against any settlement or judgment you receive from your case to ensure the lawsuit funding company will be paid back for their service.</p>
<p>Before you pursue a lawsuit advance, you should do a little homework to ensure this is the best option for you and that you completely understand all of the terms.  All other options for financial assistance that would not charge a high interest rate or fee should be considered first.  Also, it would be in your best interest to seek the advice of a financial planner or your attorney so they can go over the agreement with you and determine if it is even a good idea.</p>
<p><span id="more-2493"></span></p>
<p> Some things to consider before pursuing a lawsuit advance:</p>
<ul>
<li>First, high fees for the service.  They are not going to gamble their money on your case for a small fee.   The fees will vary greatly from company to company so you will want to shop around.   In some cases considering the advance amount and after fees, you could end up getting nothing from any  settlement or judgment  you are awarded.</li>
<li>Second, they will immediately contact your attorney to get all the details about your case.  Lawsuit funding companies will only invest in cases they deem as winners so they will thoroughly review your claim before offering you any money.  To do this, they may want copies of your complete claim to include your medical records and/or bills so they can &#8220;value&#8221; your case.  Do you really want this information passed around?</li>
<li>Third, they will periodically contact your attorney’s office and additional fees may be associated for your attorney’s time to correspond with them about your case or to process the check to pay the lien on your case.</li>
</ul>

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		<title>Why do men pay higher car insurance than women</title>
		<link>http://www.americanlawyeracademy.com/why-do-men-pay-higher-car-insurance-than-women?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=why-do-men-pay-higher-car-insurance-than-women</link>
		<comments>http://www.americanlawyeracademy.com/why-do-men-pay-higher-car-insurance-than-women#comments</comments>
		<pubDate>Mon, 12 Dec 2011 16:08:48 +0000</pubDate>
		<dc:creator>Jim Parrish</dc:creator>
				<category><![CDATA[Car Accidents]]></category>
		<category><![CDATA[virginia car insurance]]></category>

		<guid isPermaLink="false">http://www.americanlawyeracademy.com/?p=2450</guid>
		<description><![CDATA[Are you a man and ever wondered why you pay more for car insurance than women?]]></description>
			<content:encoded><![CDATA[<p>Are you a man and ever wondered why you pay more for car insurance than women?  We were curious about this too and discovered four primary reasons why male drivers are charged higher car insurance premiums.</p>
<p><b>Reason #1</b></p>
<p>Men simply spend more time on the road.  Statistically, men drive 60 percent more miles than women which provides more opportunity to be involved in a car accident.</p>
<p><b>Reason #2</b></p>
<p>Men are often more aggressive drivers than women which leads to more traffic tickets.  A shocking 85 percent of the tickets issued for serious traffic offenses such as speeding, reckless driving and drunk driving DUI / DWI in some jurisdictions are issued to male drivers.</p>
<p>&#8220;Women are 50 percent less likely to be involved in a DUI or have one on their record than men. They’re also 10 percent less likely to have a moving violation on their records. And part of this goes to their earning power. Women’s vehicles have an average sticker price that’s about 8 percent less than their male counterparts.&#8221; &#8211; Anne Fleming, president and CEO of consumer review site Women-Drivers.com.
<p><span id="more-2450"></span></p>
<p><b>Reason #3</b></p>
<p>According to a Carnegie Mellon University study, men in general are statistically involved in 70 percent more fatal traffic accidents than women and have a 77 percent higher chance to die in a car crash.  If you are a newly licensed male driver and between the ages of 16 and 23, you are among the group to commonly have the most riskiest driving habits behind the wheel which leads to being four times more likely to be involved in a fatal car accident compared to the national average of all drivers.  One statistic that really caught our attention was that a male driver between the ages of 21 to 24 operating a motorcycle between midnight and 4 a.m.  has an increased 45,000 percent higher chance of dying in a motorcycle accident.</p>
<p><b>Reason #4</b></p>
<p>Although men and women are involved in nearly the same amount of car accidents per miles driven, women drivers are involved in more minor car accidents while men are involved in more serious traffic accidents increasing the costs of property damage and personal injury claims.</p>
<p>If you or a loved one has been injured in a car accident in the Northern Virginia area, order this <a href="http://www.theparrishlawfirm.com/reports/what-the-insurance-companies-dont-want-you-to-know.cfm"  target="_blank" target="_blank">Free consumer guide for accident victims in Virginia.</a> It&#8217;s packed with useful information the insurance companies don&#8217;t want you to know. If you have questions about your car accident case, <a href="http://www.theparrishlawfirm.com/contact.cfm"  target="_blank" target="_blank">contact The Parrish Law Firm</a> today for a FREE evaluation at (571) 229-1800.</p>
<p>Sources:</p>
<ul>
<li><a href="http://autos.aol.com/article/men-pay-more-for-car-insurance/?icid=maing-grid7%7Cmain5%7Cdl18%7Csec1_lnk3%7C101023"  target="_blank" target="_blank">AOL Autos &#8211; Men Pay More For Car Insurance, But Women Might See Rates Rise: Men get in more fatal accidents than women, but women are starting to see higher DUI rates</a></li>
<li><a href="http://www.insurancequotes.com/auto-insurance-women-men/"  target="_blank">Insurance Quotes &#8211; Women pay less for auto insurance than men — but it’s for good reason</a></li>
<li><a href="http://www.autos.com/auto-insurance/car-insurance-rates-men-vs-women"  target="_blank">Autos.com &#8211; Car Insurance Rates: Men vs. Women</a></li>
</ul>

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